Are you tired of slow internet speed or poor network when trying to make UPI payments in India? Don’t worry, there’s a solution! In this article, we’ll show you how to send and receive money using UPI without internet connection. So let’s dive right in!
Understanding UPI and Its Benefits
For those who are new to it, UPI stands for Unified Payment Interface. It allows instant transfer of money from one bank account to another using a mobile phone. While most UPI payments are made through mobile apps, there is also a non-internet based option available called USSD 2.0, accessible by dialing *99# on your mobile phone. Popular apps that offer payment through UPI include BHIM, Paytm, PhonePe, Google Pay, and Amazon Pay.
How to Use UPI Offline
Here’s a step-by-step guide on how to send and receive money using UPI without internet in India:
Step 1: Register with UPI
To get started, you need to register with a UPI provider like BHIM. Make sure you provide your correct mobile number linked to your bank account during the registration process.
Step 2: Dial *99#
Open your mobile phone’s dial pad and type ‘*99#’. This will redirect you to a menu with several options.
Step 3: Select ‘Send Money’
In the menu, select the option for ‘Send Money’ by pressing the corresponding number on your dial pad. This will allow you to choose how you want to send money.
Step 4: Choose Payment Method
If you select UPI, enter the recipient’s UPI ID. If you choose the phone number option, enter the mobile number of the person you want to send money to. If you select the bank account option, enter the recipient’s 11-digit IFSC code and bank account number.
Step 5: Enter Amount and UPI PIN
Next, enter the amount you want to transfer and your UPI PIN number. Confirm the transaction and wait for the confirmation message along with a reference ID.
Step 6: Save the Recipient
After the transfer, you will have the option to save the recipient as a payee for future transactions. This step ensures quick and easy payments in the future.
And there you have it! You’ve successfully sent or received money using UPI without internet in India. Enjoy the convenience of offline UPI payments!
Questions People Might Have
- Q: Can I make UPI payments without internet on a smartphone?
- Q: Does using UPI offline incur any additional charges?
A: Yes, you can make UPI payments offline on both smartphones and plain phones by dialing *99#.
A: Yes, using the *99# service for UPI payments may have a nominal fee of Rs 0.50.
More Interesting Info
Did you know that UPI has revolutionized the way people make digital payments in India? It has made transactions faster and more convenient, even in areas with poor internet connectivity. With the rise of UPI, India is rapidly moving towards becoming a cashless economy.
Furthermore, UPI has witnessed several updates and advancements in recent years, making it more secure and user-friendly. Stay updated with the latest UPI features to make the most out of this innovative payment system.
In conclusion, UPI has not only simplified the way we transfer money but has also made it possible to make payments without relying on a stable internet connection. So next time you find yourself in a situation with poor network, remember that you can still make UPI payments offline using your mobile phone!
We hope this guide has been helpful to you. Share it with your friends and family, and let them know about the convenience of offline UPI payments. Happy transactions!
