Best Bill-Splitting Apps 2024: simplify expenses and split bills

Split billing is the division of an invoice for a service into two or more parts.

In the past, dividing expenses and sharing bills used to be a cumbersome process. It was hard to figure out how much each person should pay, and then it was hard to collect the money from each person. Also, since cash is being used less and less, it has become even harder to settle up. But when The best bill-splitting apps came out, this experience changed completely.

Bill-splitting apps make it easy to split the cost of group dinners and trips so that everyone pays their fair share. The best apps for splitting bills also work with credit or debit cards and other peer-to-peer payment platforms. This makes it easier for everyone to pay their share of the bill, right down to the exact amount. By using apps to split bills, you can keep your friendships with your friends on good terms and keep fights about money to a minimum. Below we have mentioned the best bill-splitting apps.

Best Bill-Splitting Apps Comparison Table

FeatureCash AppSplitwiseTabPlates by SplitwiseSettleUp
Payment OptionsYesYesYesYesYes
Peer-to-Peer PaymentsYesNoNoNoYes
Bill SplittingYesYesYesYesYes
Expense TrackingYesYesYesYesYes
IntegrationLimitedExtensiveLimitedLimitedLimited
Mobile AppYesYesYesYesYes
Web AccessYesYesYesYesYes
International UsageLimitedLimitedLimitedLimitedLimited
Fee StructureVariesFree with optionsFreeFreeFree
SecurityStrong security measuresStrong security measuresStrong security measuresStrong security measuresStrong security measures
Customer SupportEmail, chat, phoneEmail, chatEmail, chatEmail, chatEmail, chat
Official LinkVisit WebsiteVisit WebsiteVisit WebsiteVisit WebsiteVisit Website

Cash App

Best Bill-Splitting Apps

Features

  • Bills can be split up right away with friends and family.
  • You can use your cell phone to send and receive money.
  • With a Cash App Card, you can buy things and take money out of ATMs.
  • The app can be used to buy and sell Bitcoin.

Cash App doesn’t have built-in bill-splitting features yet, but since it’s a peer-to-peer payment platform, it can be used to split payments. Once you have decided how to split a payment, you can send a payment request to each group member right through the app. They can open their Cash App and send you money if you ask them to. Then, once you’ve been paid, you can “cash out” and get money put into your bank account or use your cash card (a virtual debit card) to make purchases just like you would with your debit card.

Both the app and sending money with a debit card are free. Fees of 3% are charged for credit card payments, and fees of 0.5% to 1.75 % ($0.25 minimum) are charged for instant deposits to your checking account. But transfers to your bank are free when you do them often. Currently, this is one of the best bill-splitting apps you can download now.

Pros

  • Convenient and widely used for peer-to-peer payments.
  • Allows splitting bills among friends.
  • Supports instant transfers and cash withdrawals.

Cons

  • May require all parties to have a Cash App account.
  • Some fees may apply for certain transactions.

Splid

Best Bill-Splitting Apps

Features

  • Friends and groups can share costs and debts.
  • Make events and keep track of shared costs.
  • It works with more than one currency and language.
  • Reports and statistics are given in great detail.

Group trips can be hard to divide the costs of. Splid lets you add up all the costs of a trip and then divide them among all the people who are going. The app can also be used to split costs that don’t have to do with a trip. Multiple payees can be added to each expense. Thus, this is one of the best bill-splitting apps you can download now.

For example, if two people paid for groceries up front, but five people need to pay for them, they can be added to the expense. You can choose from more than 150 different currencies to pay off your bills. If you need a record of the expenses that you can take with you, you can download a PDF or Excel file with a full list of all the costs. Only one group can use the app for free.

Pros

  • Supports multiple currencies.
  • Allows itemized splitting and tracking of expenses.

Cons

  • Some advanced features require a subscription.
  • Not as well-known or widely used as other apps.

Tab

Best Bill-Splitting Apps

Features

  • Split the bills and keep track of costs with your friends.
  • Use different ways to pay to settle up.
  • Offers syncing between devices in real time.
  • Includes things like itemized bills and calculations for tax and tips.

We have all been to group dinners where the server brings just one check, or the restaurant has a rule that large groups can’t have their checks split. It’s hard to keep track of what each person owes, but a tab makes it easy. Each person in the group can pay for the things they ordered without having to send the server back to separate the ticket. Currently, this is one of the best bill-splitting apps you can download now.

If you take a picture of the order receipt, the app will automatically read off the items. With this cool feature, you don’t have to type in the prices for each item. Everyone in the group can put their orders on the same bill by tapping the items they ordered on their phones. The tax and tip are split between everyone in the group in the same amount. Then, each person gets a list of how much each item cost. You can pay using Venmo, which is built into the app, or you can record a cash payment if your friends pay using a different method.

Pros

  • Quick and intuitive bill-splitting interface.
  • Supports splitting bills at restaurants and bars.
  • Can split bills unevenly among group members.

Cons

  • Limited to splitting bills at physical locations only.
  • May not be available in all areas or establishments.
  • Not as feature-rich compared to other apps.

Plates by Splitwise

Best Bill-Splitting Apps

Features

  • It makes group dining costs and splitting the bill easier.
  • By taking a picture of the bill, items will be automatically split.
  • Keep track of who owes what so that it’s easy to settle up.
  • It works with Splitwise so that managing expenses is easy.

There are two kinds of people who go out to eat with a group: those who don’t mind dividing the bill evenly and those who want to divide the bill based on how much each person owes. With Splitwise’s Plates, you can do both. The app, which is only for iPhones, gives each person in the group a “plate.” Then, as you add more items, you can put them on one person’s plate or spread them out among the whole group.

For example, the whole group or just a few people in the group would share things like appetizers. The app makes it easy to plan for big groups because you can add up to 10 people to each group. After you put the food on each plate, you can add the tax and tip. The app is free and was made by the same company that made Splitwise. The only bad thing is that Android users can’t use the app. Currently, this is one of the best bill-splitting apps you can download now.

Pros

  • Allows for easy bill splitting and expense tracking.
  • Offers multi-currency support.

Cons

  • Only available for iOS devices at the moment.
  • Some users have reported occasional syncing issues.

SettleUp

Best Bill-Splitting Apps

Features

  • Groups can share costs and keep track of debts.
  • For international travel, you can use more than one currency.
  • Keeps track of transactions and debts from the past.
  • Offers different ways to pay, such as cash, PayPal, and Venmo.

Settle Up can handle a number of different ways to pay: When one person pays or when more than one person pays, the payments can be split evenly based on the amounts or you can choose different amounts for each person to pay. With the share feature, you can send an expense via a link. The expenses of everyone in the group are backed up and synced so that everyone can see them.

Settle Up has all currencies and real-time exchange rates for people who are traveling abroad. The free version of the app will sometimes show ads, which can be annoying if you use it a lot. The paid version of the app doesn’t have ads, lets you add photos of receipts, and lets you change the color of each group. Still, this is one of the best bill-splitting apps you can download now.

Pros

  • Supports multiple platforms (iOS, Android, web).
  • Allows for easy bill splitting and expense tracking.
  • Provides various currencies and languages.

Cons

  • Some advanced features require a subscription.
  • Interface can be overwhelming for new users.
  • Occasional bugs and syncing issues reported by users.

FAQs

What are bill-splitting apps?

A bill-splitting app is a mobile program that makes it easy for people or groups to share costs and split bills. These apps let users enter the details of shared expenses, like restaurant bills, utilities, rent, or travel costs, and figure out how much each person owes.

Are bill-splitting apps secure?

Most apps for splitting bills put security first and use encryption to keep users’ financial information safe. It’s important to choose apps from trusted developers that have strong security measures and regularly update their software to fix any problems. Checking the app’s privacy policy and reading reviews from other users can help you figure out how safe and reliable it is.

Can bill-splitting apps handle multiple currencies?

Some apps for splitting bills, like Splitwise and Tricount, do support more than one currency. Users can add expenses in different currencies and the apps will automatically convert them to a common currency so that they can split the bill correctly.

Editorial Staff
Editorial Staffhttps://www.bollyinside.com
The Bollyinside editorial staff is made up of tech experts with more than 10 years of experience Led by Sumit Chauhan. We started in 2014 and now Bollyinside is a leading tech resource, offering everything from product reviews and tech guides to marketing tips. Think of us as your go-to tech encyclopedia!

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