Have I planned my retirement well, especially during a downturn? Financial experts answer some common questions

Have I planned my retirement well, especially during a downturn?  Financial experts answer some common questions

SINGAPORE: At 31, Bryce Ang has an upcoming wedding and an apartment to order soon to pay. While he knows that planning early for his nest egg is also important, he wonders: is he doing enough?

Muthukumar Aiyakannu, 55, is nearing retirement. But he took on a new job after leaving the security industry this year – because he feels like he started planning too late and worries he won’t have enough medical insurance coverage.

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As you plan for retirement, challenges arise at different stages of life, and financial experts always emphasize that you have to start early.

But the global COVID-19 recession – which some predict to last a year or more – could destabilize plans, with people tightening their belts or facing loss of income.

Take the example of entrepreneur Sharyln Neo, 40, who has invested his savings in his beauty business – and now has to grapple with his uncertain future. “Would I still be …

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