PERSONAL FINANCES: Manage finances following the death of a spouse [Column] | Business

PERSONAL FINANCES: Manage finances following the death of a spouse [Column] |  Business

In the midst of deep heartache and grief, it can seem overwhelming for a newly grieving spouse to face the many responsibilities and decisions that must be made. If you’ve recently lost a spouse, there are likely financial issues that need to be considered to make sure your financial house is in order and that you avoid late fees and penalties. Here is a short list of financial considerations for widows and widowers.

Get organized

As a surviving spouse, you will need several documents in order to finalize your partner’s financial affairs. When you receive your spouse’s death certificate, be sure to make several copies, as you will need to provide it as proof of death when closing or changing ownership of accounts. You will also need your spouse’s social security number, marriage certificate, life insurance policies, bank accounts, creditors and a copy …

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