Offline UPI Payments: How to Make Online Payments Without Internet

Welcome to our guide on how to make online payments without internet connection! In today’s digital age, online payments have become more convenient and efficient than ever. However, what if you find yourself in a remote area with no access to the internet and no cash on hand? Don’t worry, we’ve got you covered!

India, being at the forefront of digital payments, has an innovative solution called Unified Payment Interface (UPI). With UPI, you can make offline payments using a USSD code on your mobile phone, even with minimal network coverage. Let’s explore how you can utilize this feature.

Using UPI in Offline Mode with *99#

One of the ways to make offline payments is through the *99# service, which is compatible with both smartphones and basic phones. To use this service, follow these steps:

  • Register on the BHIM app to create a UPI account and complete a one-time registration process.
  • Ensure that your phone number is linked to your bank account.
  • Open your mobile phone’s dial pad and type “*99#”. This will take you to a menu with seven options.
  • Select the “Send Money” option by pressing the corresponding number key on your dial pad.
  • Choose the desired method for sending money – either by bank account number, UPI ID and IFSC code, or phone number.
  • Enter the recipient’s UPI ID, mobile number, or the 11-digit IFSC code and bank account number, depending on your chosen method.
  • Specify the amount you wish to transfer.
  • Enter your UPI PIN number to authenticate the transaction.
  • Review the transaction details and submit it. Once the transaction is successful, you will receive a confirmation on your phone along with a reference ID.
  • Save the recipient’s details for future transactions if desired. Please note that a small fee of Rs 0.50 will be charged for using this service.

Benefits and Limitations

Using UPI in offline mode with *99# provides a convenient way to make online payments without relying on an internet connection. This feature is particularly useful for people in remote areas with limited network coverage or for smartphone users facing internet issues.

Questions People Might Have

  • Q: Can I use UPI in offline mode without linking my phone number to a bank account?
    A: No, in order to make UPI payments offline, your phone number must be linked to your bank account.
  • Q: Are there any additional charges for using UPI in offline mode?
    A: Yes, using the *99# service to make offline UPI payments incurs a nominal fee of Rs 0.50.

More Interesting Info

UPI has revolutionized the way we make digital payments, making it easier and more accessible for millions of people in India. Along with offline UPI payments, UPI apps such as PhonePe, Google Pay, and others are widely used for seamless transactions. Stay tuned for the latest advancements in online payment technologies!

Remember, even without internet access, you can still make online payments and enjoy the convenience of digital transactions. The *99# service empowers you to send money with just a few simple steps, as long as your phone is linked to your bank account. Embrace the power of offline UPI payments today!

Thank you for reading our guide on how to make online payments without internet. We hope this article has provided you with valuable insights. Share this article with your friends and family to spread the knowledge and support us!

Editorial Staff
Editorial Staff
The Bollyinside editorial staff is made up of tech experts with more than 10 years of experience Led by Sumit Chauhan. We started in 2014 and now Bollyinside is a leading tech resource, offering everything from product reviews and tech guides to marketing tips. Think of us as your go-to tech encyclopedia!


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